Website Terms and Conditions

These Terms and Conditions, together with any and all other documents referred to herein, set out the terms of use under which you may use this website,

Please read these Terms and Conditions carefully and ensure that you understand them. Your agreement to comply with and be bound by these Terms and Conditions is deemed to occur upon your first use of this site. If you do not agree to comply with and be bound by these Terms and Conditions, you must stop using this site immediately.


Sanders is a partnership. Our partners, are as follows: Simon B Sanders and Iain C McManus.

Our VAT number is 587 3166 07.

Sanders is registered to carry on audit work in the UK and Ireland by the Institute of Chartered Accountants in England & Wales (‘ICAEW’). Details about our audit registration can be viewed at for the UK and at for Ireland under reference number C008592007.

Statutory audit work is subject to the Audit Regulations and Guidance which can be found at Also, the International Standards on Auditing (UK and Ireland) can be found at

As a member firm of the ICAEW, Sanders is bound by the Institute’s code of conduct, which can be found at and also, for audit work, by the APB Ethical Standards which can be found at

Sanders is regulated for a range of investment business activities by the Institute of Chartered Accountants in England and Wales.

Sanders is covered by the group consumer credit licence granted to the ICAEW by the Office of Fair Trading.

Professional Indemnity Insurance

To contact our professional indemnity insurer, Aqueous Underwriting, please write to Marlow House, 1a Lloyd’s Avenue, London, United Kingdom, EC3N 3AA. The territorial coverage of the policy is worldwide, covering all jurisdictions except USA and Canada.

Information on this website

This website is designed for information purposes only.

Though we endeavour to ensure that the information contained in this website is correct, we give no warranty regarding accuracy and no liability is accepted for any errors or omissions. Neither Sanders and/or any related organisations, nor any of its partners, directors, officers or employees accepts any liability or responsibility in respect of the content of this website which, moreover, may be amended by us at any time, without notice.

The information contained on this website so far as it relates to taxation is for reference only and does not constitute investment advice, a distribution, an offer to sell or the solicitation of an offer in any jurisdiction. Local laws may have an impact on your investments and we may be prohibited from offering some or all of the services detailed on this website to persons in certain jurisdictions.

Unless otherwise stated, the contents of this website are based on our own interpretation of UK taxation law and practice. There is no guarantee that tax reliefs and the tax treatment of funds will remain the same in the future. The value of any tax reliefs will depend on individual circumstances.

Trade Marks

The trade marks, names and logos (collectively “trademarks”) displayed on this website are trademarks of Sanders. Nothing contained on this website should be construed as granting any licence or right to use any trademark without the prior written consent of Sanders.


We retain the copyright for the pages of this website and the material and information contained in those pages, with all rights reserved by us.

The pages of this site may not, in whole or in part, be reproduced, copied, stored, transmitted or used by any party, except for the purpose of downloading for private, non-commercial, viewing purposes or where we have given our prior written consent. You must not alter anything on this website and no material from this site may be used on any other website. No links may be created to this site without our prior written consent.

External Links

This website may provide links to other websites from time to time. Linked sites are not under our control and the provision of a linked site is not evidence of any endorsement by us of the material held there. We do not accept responsibility in any way for the content of any linked site, or any link contained within a linked site, or for any material you may encounter when you leave this website (whether knowingly, or not).

Specific Use

You agree not to use the website to send or post any message or material that is unlawful, harassing, defamatory, abusive, indecent, threatening, harmful, vulgar, obscene, sexually orientated, racially offensive, profane, pornographic or violates any applicable law and you hereby indemnify Sanders against any loss, liability, damage or expense of whatever nature which Sanders or any third-party may suffer which is caused by or attributable to, whether directly or indirectly, your use of the website to send or post any such message or material.


Please read our full privacy policy which also contains information on cookies used on this site.

Changes to these terms

We may revise these terms of use at any time by amending this page. Please check this page from time to time to take notice of any changes we make, as they are binding on you.

Changes to this site

We may update this site from time to time, and may change the content at any time.

We may make changes to the information contained within this site at any time without updating this site to reflect those changes. We will not be liable for errors, omissions or for information becoming out of date. If you are in any doubt as to the accuracy and currency of any information contained within the pages of this site, or you require any further information, you should contact us.

Our liability

To the fullest extent permissible by law, we accept no liability to any user for any loss or damage, whether foreseeable or otherwise, in contract, tort (including negligence), for breach of statutory duty, or otherwise, arising out of or in connection with the use of (or inability to use) this site or the use of or reliance upon any content included on this site.

To the fullest extent permissible by law, we exclude all representations, warranties, and guarantees (whether express or implied) that may apply to this or any content included on this site.

We accept no liability for loss of profits, sales, business or revenue; loss of business opportunity, goodwill or reputation; loss of anticipated savings; business interruption; or for any indirect or consequential loss or damage.

We exercise all reasonable skill and care to ensure that this site is free from viruses and other malware. We accept no liability for any loss or damage resulting from a virus or other malware, a distributed denial of service attack, or other harmful material or event that may adversely affect your hardware, software, data or other material that occurs as a result of your use of this site (including the downloading of any content from it) or any other site referred to on this site.

We neither assume nor accept responsibility or liability arising out of any disruption or non-availability of this site resulting from external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, natural events, acts of war, or legal restrictions and censorship.

Nothing in these Terms and Conditions excludes or restricts our liability for fraud or fraudulent misrepresentation, for death or personal injury resulting from negligence, or for any other forms of liability which cannot be excluded or restricted by law.

Viruses, Malware and Security

We exercise all reasonable skill and care to ensure that this site is secure and free from viruses and other malware. You are responsible for protecting your hardware, software, data and other material from viruses, malware, and other internet security risks. You must not deliberately introduce viruses or other malware, or any other material which is malicious or technologically harmful either to or via this site.

Terms of Business

Our full Terms of Business can be viewed or download here.

Applicable law

These terms of use, its subject matter and its formation, are governed by English law. You and we both agree to that the courts of England and Wales will have exclusive jurisdiction in relation to any claim or dispute.

Contacting Us

To contact us, please email us at or using any of the methods provided on our contact page.